SAP S/4Hana Credit & Collections Analyst

Job Title: SAP S/4HANA Credit & Collections Analyst 
Location: Santa Clara, CA (Onsite/Hybrid preferred)
Position Type: Contract 
GC/USC only

Job Summary
We are seeking an experienced SAP S/4HANA Credit & Collections Analyst to join our finance team in Santa Clara. This role is responsible for administering credit policy, managing accounts receivable (AR), and driving collections to optimize cash flow while minimizing bad debt exposure. You will utilize the advanced SAP FSCM module to evaluate customer creditworthiness, monitor risk, and resolve disputes. 
Key Responsibilities
Credit Risk Management (S/4HANA FSCM): Analyze, establish, and update credit limits for new and existing customers using SAP Fiori apps and SAP S/4HANA credit management tools.
Collections & AR: Manage a portfolio of accounts, reducing Days Sales Outstanding (DSO) and delinquencies through proactive customer outreach.
Order Management: Review and release customer orders from credit holds, ensuring adherence to company credit policy.
Dispute Resolution: Investigate customer disputes, short payments, and billing discrepancies, working closely with Sales and Customer Service to resolve issues.
Reporting & Analysis: Prepare aging reports, cash flow forecasts, and credit risk analysis for management review.
System Maintenance: Ensure master data integrity in SAP BP (Business Partner) for credit-related fields. 
Required Skills & Qualifications
Local to Santa Clara, CA (or surrounding Bay Area).
Bachelor’s degree in Finance, Accounting, or related field.
2+ years of direct experience in credit and collections.
Hands-on experience with SAP S/4HANA (specifically FSCM Credit Management, Collections Management, or Disputes Management).
Proficiency in SAP Fiori applications for finance.
Strong understanding of Order-to-Cash (O2C) processes.
Excellent communication and negotiation skills for customer interactions.